I recently wondered Can You Use A Credit Card At An ATM and discovered that many credit cards allow ATM withdrawals through a feature called a cash advance. Unlike a debit card, the money does not come directly from a checking or savings account. Instead, the withdrawal uses part of the available credit line. The Consumer Financial Protection Bureau explains that cash advances can involve additional fees and interest, making them considerably more expensive than ordinary debit-card withdrawals. Has anyone used a credit card at an ATM before, and was the process straightforward?